Real Estate Investment Calculator
Calculate gross yield, net yield, monthly cash flow, annual ROI, payback period, and 5-year equity projection for any international property investment.
Property Details
Mortgage
Annual Costs (%)
Annual Cost Breakdown
How your annual costs are distributed
- Gross Rental Yield
- 6.62%
- Net Rental Yield
- -0.49%
- Monthly Cash Flow
- -€82
- Annual ROI
- -1.29%
- Payback Period
- N/A
- Total Invested
- €76,000
5-Year Equity Projection
Based on 3% annual appreciation
Year-by-Year Breakdown
Property value, equity and total return per year
| Year | Property Value | Loan Balance | Equity | Total Return |
|---|---|---|---|---|
| Yr 1 | €206,000 | €135,581 | €70,419 | €9,438 |
| Yr 2 | €212,180 | €130,959 | €81,221 | €19,260 |
| Yr 3 | €218,545 | €126,125 | €92,420 | €29,479 |
| Yr 4 | €225,102 | €121,069 | €104,033 | €40,111 |
| Yr 5 | €231,855 | €115,780 | €116,075 | €51,172 |
Investment Calculator FAQ
What is gross rental yield?+
Gross rental yield is your annual rental income divided by the property purchase price, expressed as a percentage. For example, €12,000 annual rent on a €200,000 property = 6% gross yield.
What is net rental yield?+
Net rental yield subtracts all costs (taxes, maintenance, insurance, vacancy, management fees) from gross yield. It gives a more accurate picture of your actual return.
What is a good rental yield for international property?+
A gross rental yield above 5% is generally considered attractive for international real estate. Southeast Asia often offers 6–9%, while Western Europe typically ranges from 3–5%.
How do I calculate ROI on a rental property?+
Annual ROI = (Net annual rental income + Annual appreciation) / Total invested capital × 100. Our investment calculator handles this calculation automatically including all costs.
What is the payback period for an investment property?+
Payback period = Total investment / Annual net income. For example, a €200,000 property generating €8,000 net income annually has a 25-year payback period.